
Retail & convenience
Fast countertop checkout with chip, contactless and mobile wallets.
Accept payments anywhere with a free card machine, no long-term contract and next-working-day settlements. Transparent pricing from 0.7% ICC++ plus 5p per transaction.
Your MCR offer at a glance
From high-street retail to hospitality groups, we tailor the terminal and the tariff to how you trade.

Fast countertop checkout with chip, contactless and mobile wallets.

Pay-at-table handhelds with tipping, split bills and rapid settlement.

Compact terminals for appointment-based businesses and mobile trade.
Countertop, portable Wi-Fi and Wi-Fi plus SIM card machines — all on the same transparent Manchester rate of 0.7% ICC++ plus 5p per transaction.

For shops, cafés and businesses taking payments from one fixed location.
+ 5p per transaction

Portable Wi-Fi card machine for restaurants, bars and businesses serving customers around the premises.
+ 5p per transaction

Wi-Fi and SIM-enabled machine for taxis, market traders, deliveries, tradespeople and mobile businesses.
+ 5p per transaction
*Rates apply to VISA and Mastercard consumer cards. Subject to approval and underwriting. Terms apply.
Fair pricing, faster money and support that actually picks up the phone.
0.7% ICC++ plus 5p per transaction, shown clearly on every statement. No mystery percentages, no surprise reviews.
Next-working-day settlement keeps your cash flow moving instead of waiting three days for your own money.
Stay because the pricing works, not because you're tied in. No exit penalties, no auto-renewal traps.
Most providers bill £30+ a month for PCI. We charge nothing — you still need to stay PCI compliant, you just don't pay us for it.
Speak to a human in the UK who knows your account. No offshore scripts, no ticket queues.
Apply today, get approved fast and start taking payments as soon as your machine lands.
Drag the sliders to match your business and compare your current costs against MCR pricing.
£93
per month
£1,120 a year
Illustration only. Interchange and scheme fees apply on ICC++ pricing; your final rate is subject to approval and underwriting.
| Feature | MCR Counter | MCR Roam Wi-FiPopular | MCR Anywhere 4G |
|---|---|---|---|
| Best for | Fixed counters | On the move | Indoors + mobile |
| Connectivity | Wi-Fi + Ethernet | 4G SIM included | Wi-Fi + 4G SIM |
| Machine cost | FREE | FREE | FREE |
| Transaction pricing | 0.7% ICC++ + 5p | 0.7% ICC++ + 5p | 0.7% ICC++ + 5p |
| Contract | No fixed term | No fixed term | No fixed term |
| Settlement | Next working day | Next working day | Next working day |
| PCI fees | £0 | £0 | £0 |
| Support | UK-based | UK-based | UK-based |
| Choose MCR Counter | Choose MCR Roam Wi-Fi | Choose MCR Anywhere 4G |
60-second form — turnover, business type and how you take payments today.
A UK specialist confirms your ICC++ pricing and the best machine for how you trade.
Your FREE card machine arrives ready to go, with next-working-day payments from day one.
“We were paying 1.8% with a three-year contract. MCR halved our fees and the machine was free. Cash lands next morning too.”
“MCR Go with the 4G SIM means I take card on every job, even in a loft with no signal on the customer's Wi-Fi.”
“Straight answers, no jargon and a UK number that actually gets answered. Switching took less than a week.”
End-to-end encryption
Card data encrypted at the terminal.
PCI DSS ready
Guided compliance with £0 PCI fees.
All major cards
Visa, Mastercard, Amex, Apple & Google Pay.
UK support team
Real people, Monday to Saturday.

Send a photo or PDF of your latest merchant statement over WhatsApp and we'll read it line by line — interchange, scheme fees, PCI charges, terminal rental and any hidden authorisation fees. You'll get a plain-English comparison against MCR Payments pricing, free and with no obligation to switch.
We're a Manchester card payment provider, not a call centre a thousand miles away. Same named contact from quote to installation, and a real phone number when something needs sorting on a busy Saturday.
Next-day settlement as standard: card takings from today land in your business account the next working day, so your cash flow isn't waiting on someone else's timetable.
Card machines, card terminals and payment processing for businesses across Manchester, Greater Manchester and the North West.
Serving Salford, Stockport, Oldham, Rochdale, Bolton, Bury, Tameside, Trafford, Wigan, Altrincham, Cheadle, Wilmslow and the wider North West, plus businesses across England, Scotland, Wales and Northern Ireland — see our UK coverage.
One short form, one call from a Manchester card payment specialist, and a free card machine on its way. No long-term contract, no PCI fee, no jargon — subject to eligibility and full terms.